Haven Life insurance is a New York-based life insurance company which is owned by MassMutual insurance company. Haven life offers Haven Simple, which is a simplified issue term life insurance. The policy can be bought for 5, 10, 15 years. The premium rates vary as per the age and gender of the insurer, along with term length and the coverage amount. For example, the monthly premium rate for a healthy man of age 35 buying a 15- year policy of $250,000 is $15.75. The coverage amount provided is from $5,000 to $500,000.
AAA Life Insurance
AAA life insurance was established in 1969. AAA insurance offers Express Term, which is a no medical exam life insurance. The term length provided for this coverage is 10, 15, 20, and 30 years. The coverage amount ranges from $25,000 to $500,000.
GERBER Life Insurance
Gerber Life insurance was founded in 1967. There are certain types of no exam insurance offered by Gerber life:
Gerber Grow-Up Plan is a Whole life Insurance policy that comes with death benefits and a cash value policy. The minimum coverage is $5000, and the premium rate is as little as 1$ weekly. The policy is primarily for children between the age of 14 days to 14 years. The policy stays active as long as the premiums are being paid. For Children of age 15 to 17, Gerber offers Young Adult Plan.
Gerber Life Insurance also offers a No medical exam term policy for adults. The term length can be 10, 15, 20, or 30 years. There is no medical exam for people in the age bracket of 18 and 50. It is for those who want a coverage amount of up to $100,000.
Gerber provides Guaranteed Issue Life Insurance to people between the ages 50 and 80. No medical exam guarantees the acceptance of the application. The policy provides a very low coverage range from $5,000 up to $25,000, usually to secure the final expenses.
AIG Life Insurance is an American insurance company that was founded in 1919. AIG’s two types of no medical exam insurance policy are Accidental Death Insurance and Guaranteed Issue Whole Life Insurance. With fixed premium rates, both of them can be acquired easily regardless of health condition. There is no age restriction for accidental death insurance but guaranteed life insurance is offered to people aged 50 to 80. The coverage amount for accidental death insurance is $100,000 – $500,000, whereas the coverage amount for guaranteed issue life insurance is $5,000 – $25,000.
AARP Life Insurance
AARP is an American-based insurance company that was founded in 1845. AARP offers term life insurance which does not require a medical examination. The coverage amount is from $10,000 to $100,000. The no medical exam life insurance options provided by AARP are Permanent Life Insurance, Level Benefit Term Life, and Easy Acceptance. Permanent Life Insurance and Level Benefit Term Life can be available without any health questionnaire, whereas Easy Acceptance is a simple yes and no health questionnaire.