Terms and Conditions
These Terms and Conditions govern your use of the services provided by M Life Insurance and form a binding agreement between you and the company. By accessing or using our website or services, you agree to comply with these Terms and Conditions.
Acceptance of Terms
Your access to and use of the services offered by M Life Insurance is conditioned on your acceptance of and compliance with these Terms and Conditions. These terms apply to all visitors, users, and others who access or use our website or services.
By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.
Privacy Policy
Your use of our website and services is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect your personal information.
We encourage you to review our Privacy Policy before submitting any personal information or using our services.
Insurance Services Disclaimer
M Life Insurance operates as an insurance agency and may assist consumers in exploring available life insurance coverage options. M Life Insurance does not directly underwrite or issue insurance policies unless otherwise stated.
Insurance eligibility, coverage options, premiums, benefits, and policy availability may vary based on factors including age, health history, location, and the underwriting guidelines of the applicable insurance provider.
Any quotes, rates, coverage information, or other information presented on our website are provided for informational purposes and do not constitute a guarantee of coverage, an offer of insurance, or a binding insurance contract.
Final coverage terms, premiums, benefits, exclusions, and eligibility are determined by the applicable insurance carrier and the terms of the issued policy.
Website Use
You agree to use this website only for lawful purposes and in a manner that does not violate applicable laws or regulations.
You may not use our website to:
- Attempt to gain unauthorized access to our systems or data.
- Interfere with the operation or security of the website.
- Submit false, misleading, or fraudulent information.
- Use the website for any unlawful or prohibited purpose.
- Copy, reproduce, or distribute website content without permission.
Third-Party Insurance Providers
M Life Insurance may provide information about insurance products offered by third-party insurance carriers. Those carriers are responsible for underwriting, approving, issuing, administering, and servicing their insurance policies.
M Life Insurance does not control the policies, rates, underwriting decisions, or requirements of third-party insurance providers.
Limitation of Liability
To the extent permitted by applicable law, M Life Insurance shall not be responsible for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, our website or services.
Information provided on the website may be updated or changed without notice, and we do not guarantee that all information will always be complete, current, or error-free.
Dispute Resolution
If you have a question, concern, or dispute regarding our website or services, you agree to first attempt to resolve the matter informally by contacting us.
You can reach us at [email protected] or (800)661-8136.
Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of the United States and the applicable laws of the state in which the relevant services are provided, without regard to conflict-of-law principles.
Modifications to Terms
M Life Insurance reserves the right to update or modify these Terms and Conditions at any time. Changes may be made to reflect updates to our services, legal requirements, or business practices.
When appropriate, we may provide reasonable notice of significant changes. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms and Conditions.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
Phone: (800)661-8136
Email: [email protected]
Last Updated: August 20, 2026