Arizona offers a wide variety of burial services for the deceased. Many families choose a traditional burial with a casket and burial plot, while others opt for a less traditional service such as cremation or direct burial. Burial services in Arizona can include the selection of a casket, a burial plot, and a memorial service.
However, families can also choose to have a traditional ceremony or a more contemporary service. Arizona funeral homes can provide helpful information and assistance to families who are making burial arrangements. Other services, such as cemetery maintenance and interment of the remains, may be necessary to complete the burial process. Arizona funeral homes are available to help families with all aspects of the burial process.
How to prepare for burial expenses
There are several options that you may consider to cover the costs of burial services:
Life Insurance Policy
A life insurance policy is a great way to help prepare for burial expenses. It can also provide your family with an assured source of funds when you pass away. When you purchase a life insurance policy, you will typically pay premiums each month or year. Moreover, the policy will provide your beneficiaries with a one-time, lump-sum death benefit. However, the amount of the death benefit depends on the type of policy you purchase and the amount of the premiums you pay.
Final Expense Insurance
Final expense insurance is a type of life insurance policy that provides a death benefit specifically for burial expenses. These policies are typically much less expensive than a traditional life insurance policy. Moreover, you can purchase a policy with a smaller death benefit. So, it will help you ensure that your family will have enough money to cover your burial expenses.
Traditional Savings Account
You can also use a traditional savings account to save for burial expenses. While this may not be the most efficient way to save for burial expenses. However, it is an option that allows you to save money over time and accumulate funds that you can use for your burial. Also, note that if you are using a savings account to save for burial expenses, you may want to consider setting up a trust. So, it will help you ensure that you have used the funds for the purpose intended.
Payable-on-Death (POD) Account
A Payable-on-Death (POD) account is a type of bank account. It allows the account holder to designate a beneficiary who can access the funds in the account upon the death of the account holder. The funds in the account remain the property of the account holder until their death. Moreover, the designated beneficiary does not have access to the funds before the account holder’s death. However, when the account holder passes away, the designated beneficiary can then access the funds in the account.
Military Burial Benefits
Military burial benefits are available to all members of the United States Armed Forces, either active or retired. These benefits include financial assistance to cover funeral costs, as well as flags, military honours, and other items. The Department of Veterans Affairs can provide information and assistance in applying for military burial benefits.
Advanced arrangements are a way to plan for funeral and burial expenses. This includes making decisions about the type of funeral service and burial. Moreover, it includes prepaying for the costs of the funeral and burial. So, it can help to ensure that you have paid the costs ahead of time. And that the family of the deceased does not have to worry about financial difficulties during a difficult time.